Expert Financing Blog

• Good Morning, Mortgage Average 30-year rate below 5% #
• 4 loans scheduled for closing this week. #

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• Good Morning, Mortgage Average 30-year rate below 5% #
• 4 loans scheduled for closing this week. #

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• U.S. Mortgage Demand up for Third Week as Rates Drop #

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• FYI: Great News, HUD lifts FHA 90 day seasoning policy #

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• FYI: Great News, HUD lifts FHA 90 day seasoning policy #

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• Good Morning Expert's, our Haitian Relief Donation center is having a nice turn out.. Reminder to please donate specially fo babies #
• Have a great long weekend, We are excited and very positive for next week : ) #

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• FYI: I have contacted Domestic Securities and waiting for a call back from there compliance Dept. #
• We are investigating, claims that DOMS has been illegally shorting our Securities if this is so we will have our corporate council file #
• A complaint with The regulators instantlly. #
• Just spoke with Joe who is head of compliance at DOMS and he is looking into this matter. He seems very helpful so we will see. #
• Spoke to Joe,Compliance DOMS he said that the firm is not holding supply. they are representing lots of orders on the buy and sell side. #

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• Good Morning, To answer a question that has been ask of the company. Since the 3rd quarter PR was released the co has not sold any shares #
• I will be holding a confrence call, to adress questions on our 3rd quarter. I will mention the time today. #
• anyone with question of the share structure can uptain a transfer report from first american stock transfer. #
• As always you may contact me directly with any questions or comments My tel # is 305-949-5626 Thnx. #
• FYI: For info on the industry shareholders can turn to http://mortgagestats.com/ #
• FYI: The topic of the CC will be on 3rd quarter #'s Only not anything else. #
• We will have every question pertaing our financials answered today. #

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To All Expert Family & Friends

As you are aware of the recent massive tragedy in Haiti, we will be collecting donations to help this Country in immediate need of help.

On Friday, January 15th at the Aventura Office, we will be collecting goods like:

• Water (lots of it!!!)

• Non-perishable foods

• Clothes

• Shoes

• Hygiene products

And anything you can bring to help.

By the weekend, we will be delivering all the donations to a center that will ship the goods to Haiti.

Thank you for your participation. Your GOOD DEED is much appreciated.

For questions and more info about this project please contact:

Catarina Padilha
Office Administrator North Miami Beach
Licensed Loan Officer
P.: 305-949-LOAN (5626)
Catarina@ExpertFinancing.net

• Updates: We are now PS Status with Pinksheets. #
• Industry News: A must read. #
• http://www.tradingmarkets.com/news/stock-alert/fnm_fannie-mae-tries-to-jolt-florida-s-condo-market-mortgage-backer- #
• eases-rules-on-complexes-that-may-n-692278.html #

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